NZOne Financial Services, a division of NZOne Group Limited Call 0800 4 NZOFS (0800 469 637)
Our service, your future.

Financial advice, built around you.

Big decisions about your home, your family and your future deserve straight-talking advice from someone who takes the time to know you. One trusted team across mortgages, insurance, KiwiSaver and investments.

Protection that fits your life

Protect what matters most.

Life, trauma, income and health cover built around your family and your budget, not a one-size-fits-all policy.

Your retirement, on track

Make your KiwiSaver work harder.

We check your fund, contributions and strategy actually match your goals, whatever stage of life you're in.

Building long-term wealth

A clear plan for your future.

Evidence-based investment advice tailored to your timeframe and comfort with risk, not guesswork.

Book a free chat Explore our services
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A family with their dog smiling together in their backyard Risk Insurance
An older couple sitting together on a bench overlooking the ocean KiwiSaver
Two people shaking hands across a table during an advice meeting Investments
Why people choose NZOne

One team. Your whole financial picture.

Most New Zealanders juggle separate firms for their mortgage, insurance, KiwiSaver and investments. We bring it all together under one roof, so nothing is decided in isolation, and you deal with someone who already knows your story.

Personal, one-to-one

You deal directly with your NZOne team from first call to ongoing reviews, people who already know your file, not a call centre.

Advice that puts you first

We're legally required to prioritise your interests, and we back every recommendation with research and clear reasoning you'll understand.

A relationship, not a transaction

Your needs change over time. We stay alongside you, reviewing your cover, your loan and your savings as life moves on.

How we help

Four core advice services, designed to work together.

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Mortgages

First homes, refinancing, top-ups and self-employed lending, we compare the market and handle the paperwork.

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Risk Insurance

Life, trauma, income protection, mortgage protection and health cover, protection that fits your family and budget.

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KiwiSaver

Make sure your fund, contributions and strategy actually match your goals, whether that's a first home or retirement.

Learn more
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Investments

Build long-term wealth with a clear, evidence-based plan tailored to your timeframe and comfort with risk.

Learn more

Also offering

Home, vehicle & contents insurance Business risk insurance Commercial loans Business loans Construction & development loans Vehicle & asset finance Wills

See all other services →

Who we work with

Advice for real life stages

Wherever you are on your financial journey, we'll meet you there and explain your options in plain language.

  • First-home buyers taking the first step onto the ladder
  • Business owners funding premises, equipment or growth
  • Self-employed borrowers who need a lender that understands them
  • Families wanting the right protection in place
  • People planning for a comfortable retirement
  • New migrants settling into life in New Zealand
  • Investors building long-term wealth
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Not sure where to start?

That's exactly what the first conversation is for. We'll listen, ask a few questions, and help you see your options clearly, with no cost and no obligation to go ahead.

Start the conversation

Simple from start to finish

A clear five-step process, so you know what happens next at every stage.

1
Discovery call
2
Information gathering
3
Research & advice
4
Implementation
5
Ongoing support

See the full client journey →

Not sure where to start?

Find your next step in minutes

Run your own numbers on our calculators, or take our 60-second investor quiz.

Mortgage calculator Investment calculator KiwiSaver calculator Investor risk quiz
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Your future is worth planning for

Wherever life takes you in Aotearoa, a clear financial plan helps you get there with confidence.

38+Years combined adviser experience
10+Years serving NZ families
40+Leading providers on our panel

What our clients say

"We had an amazing experience dealing with Rakesh, it's been a breeze to talk with him. His understanding and knowledge in insurance is undoubtedly excellent."

Ashish & Garima

Kumeu

"To those seeking professional, honest advice, I can highly recommend Rakesh Verma. He's always polite, helpful and willing to go the extra mile for his clients. We'll always recommend him to friends and family."

Wendy & Ray

Browns Bay

"We bought our first and second home through Rakesh. He was approachable and knowledgeable throughout, gave us excellent advice, and made sure we understood every decision. An amazing experience."

Kamran & Saadia

Gulf Harbour

"Rakesh's timely, professional and precisely informative help has been great. It is truly a pleasure doing business with him, and I will gladly refer him to my friends."

Mathew

Glenfield

"We've used NZOne for personal insurance for over 8 years. The team is reliable, honest with their advice, and puts the customer first. We've recently used their mortgage services as well, highly recommend."

Janakiram & Divya

Swanson

"I can wholeheartedly recommend Rakesh Verma. He was professional throughout helping me buy my first home in New Zealand, explaining everything thoroughly and responsive to every question I had."

Steve Elser

Silverdale

"Rakesh and his team have assisted us with our mortgage and insurance needs for more than 7 years. He's always available at short notice, and his knowledge and service quality have been so reliable that we've referred many friends and family to him."

Sony Try & Mary Sun

Flat Bush

Read more client stories →

Backed by New Zealand's leading banks, insurers, fund managers & custodial platforms

ANZ ASB Westpac BNZ Fidelity Life Partners Life Asteron Life AIA Chubb nib Generate NZ Funds Milford Southern Cross NZX Wealth Technologies (NZXWT)

Our advice covers products from our provider panel. Full details are in our Public Disclosure statement.