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When looking at personal insurance, it is easy to focus on the amount of cover. But another setting can be just as important: how long ...

Fresh industry research shows two trends occurring at the same time: health insurers are paying more in claims per member, while a larger share of ...

Investment markets attract a lot of attention. Headlines often focus on what markets did today, which asset class is performing best, or what might happen ...

Health insurance is often described as cover for private healthcare, but what that means in practice can vary considerably between policies. Some people expect it ...

Many New Zealanders are optimistic about their future health, but recent research suggests there may be a gap between how long people expect to live ...

When one person becomes seriously ill or injured, the impact is rarely limited to that person alone. Partners, children, and wider family members may also ...

When people think about personal insurance, they often focus on the type of cover, the amount insured, and the premium. Those are important considerations, but ...

The latest data from the Financial Services Council (FSC) highlights the important role life insurance continues to play for many New Zealand households. As at ...

When people first put personal insurance in place, it is usually based on their situation at that point in time. Income, expenses, debts, and family ...

When people think about recovering from a serious illness or injury, the focus is usually on medical treatment and getting back to normal health. While ...

There are many reasons someone might consider cancelling their insurance cover. Monthly budgets can change, priorities shift, or a policy put in place years ago ...

For many people, having insurance creates a sense of reassurance. There’s comfort in knowing something is in place if life doesn’t go to plan. However, ...

New Zealand’s private health insurance market is facing continued cost pressure, with medical inflation forecast to remain well above global averages. According to Aon’s 2026 ...

Insurance is often thought of as something people only engage with at key moments: when a policy starts, when something changes, or when a claim ...

When people see their insurance premiums increase, age is often assumed to be the main reason. While age does play a role in how insurance ...

The insurance industry has been steadily evolving over the past few years and 2026 is shaping up to be a year where many of these ...

Insurance is designed to provide financial protection when life takes an unexpected turn. But to make the most of your cover, it’s essential to understand ...

Summer holidays don’t have to come with a big price tag. With a bit of creativity and planning, it’s possible to unwind, make memories, and ...

As the year draws to a close, it’s easy to feel like there’s always one more thing to get done, one more project, one more ...

When it comes to personal insurance, finding the right balance isn’t always straightforward. Some people want as much cover as possible for peace of mind, ...

Health insurance premiums have been increasing this year, a trend that’s made headlines and prompted questions from policyholders. While the numbers can sound confronting, the ...

As the year winds down, many of us start reflecting on what’s gone well, what’s changed, and what we’d like to improve next year. It’s ...

Having health insurance can give you confidence that, if something goes wrong, you’ll be able to get treatment when you need it. It’s one of ...

It’s natural not wanting to think about life’s “what ifs” — illness, injury, or even the loss of a loved one. But these events can ...

In New Zealand, we’re fortunate to have a generally strong public health system. Emergency care is free and of a high standard. If your child ...

If you’re on a fixed-term mortgage, you may have noticed lower rates starting to pop up in the market, and be wondering whether it’s worth ...

When you’re just starting out in your career, retirement can feel like a lifetime away. It’s easy to set up KiwiSaver once and not give ...

Insurance isn’t always top of mind when people think about their finances. It’s not as visible as a mortgage payment or seeing your investments grow ...

According to the Financial Services Council’s latest Life Insurance Industry Spotlight, more New Zealanders are holding life insurance than at any point in the past five ...

Career changes can be exciting, and they can also bring changes to your financial situation and protection needs. If you’ve taken on a new role, ...

Life insurance is designed to provide financial support when it’s needed most. But just like life itself, your insurance needs can change over time. That’s ...

New Zealand’s public healthcare system provides essential medical services for eligible residents, including free hospital care for emergencies and serious conditions. But while it’s a ...

A new report prepared for Te Ara Ahunga Ora Retirement Commission outlines how demographic and economic trends are likely to shape Aotearoa New Zealand by ...

When we think about inflation, we usually picture rising grocery bills, fuel prices, or interest rates. But there’s another area where inflation can quietly make ...

If your fixed-rate mortgage is due to expire soon, it’s important to carefully consider your next steps in light of recent trends in interest rates. ...

Health insurance is an important part of financial security, helping to cover medical costs when needed. However, premiums can be a significant expense. While reducing ...

Many individuals hold multiple insurance policies – such as health, life, trauma, and income protection – but may not be aware of the benefits of ...

The Financial Services Council (FSC) has released its latest quarterly spotlight on the life insurance sector, providing a snapshot of industry performance as of December ...

Your insurance is like a safety net, that can provide financial protection for you and your loved ones when life’s unexpected events occur. However, your ...

When it comes to protecting your financial future, there’s a lot to think about and many different options to compare. That’s where having a trusted ...

When life gets busy, it’s easy to let your own well-being take a backseat. Juggling responsibilities often leaves little room for self-care. But taking care ...

The Financial Services Council (FSC) has released its latest Money & You research, revealing how rising living costs are influencing New Zealanders’ decisions about life ...

Whether you’re considering buying a home or you already own one, this article is for you.   An appropriate insurance plan can help you protect ...

Health insurance can be a big help when it comes to taking control of your healthcare needs.  But what happens when you want to change ...

When it comes to protecting your financial future, personal insurance plays a vital role. Whether it’s health, life, income protection, or trauma cover, the right ...

Is it possible to take out insurance, if you already have a pre-existing health condition? If you’ve been diagnosed with a health condition, or have ...

Have you ever wondered whether you might benefit from trauma insurance? It’s a type of cover that isn’t as widely held as some other forms ...

Are you in the right KiwiSaver fund for your circumstances?  Taking the time now to check can really pay off. Here are some things to ...

If it’s time to review your insurance, some key questions to consider are: how secure do you feel? Do you have all your insurance needs ...

With rising cost of living, you may be taking a closer look at your spending – including your insurance premiums. Especially when the budget gets ...

KiwiSaver isn’t just for people who are working as PAYE employees. If you’re self-employed, you can still make use of the scheme, and leverage it ...

As winter sets in, from June to August, the colder weather and shorter days can pose unique challenges. However, focusing on wellness practices can help ...

Are you considering ways to protect your personal and financial health? Health insurance, trauma cover, and income protection are three important tools that can provide ...

Buying a first house is a crucial moment for many of us. While it presents an opportunity to get that first foot on the property ...

A larger number of New Zealanders now hold personal insurance cover, new data shows. The Financial Services Council (FSC) regularly provides update snapshots of the ...

Have you ever wondered how New Zealanders’ health really compares to that of people in other countries? We might pride ourselves on being “clean and ...

When it comes to insurance cover, there is no one-size-fits-all solution. A combination of policies that provides the perfect fit for one person might not ...

If you’re thinking about taking out new insurance policies, or updating the ones you already have, you might have wondered: Should you get professional advice, ...

Insurance is something that you probably aim to hold through much of your life, so you have the peace of mind of knowing it’s there ...

Insurance can be a bit of a puzzle, with loads of details to wrap your head around. In this handy guide, we’ll show you to ...